• Broken Car?

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  • ... problem with your cash flow

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  • Urgent trip

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Payday Loans in South Africa

Payday loans are quite expensive yet quick and efficient means of obtaining cash which have to be fully repaid normally within the following 30-45 days once the loan has been approved and granted to the borrower. Despite the short repayment term, this kind of cash may be optioned very quickly normally without lengthy credit checks, which is certainly an advantage to those who don’t have a good credit history or mat be even blacklisted by the South African financial institutions. On the negative side, cash-strapped borrowers could be running the risk of becoming trapped in repeat borrowing due rather high interest rates and short repayment terms of payday loans.

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Best South African Loan Lenders

 

Company Type APR Loan Amount Min Term Max Term Requirements Website
Lender Varies per application R100-R15,000 1 day 44 days

18+ 
bank account
SA ID

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Advantages of payday loans

 

plus Loans without credit checkwallet with money


plus Quick approval time


plus Immediate transfer


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Disadvantages of payday loans

 

minus High interest rates


minus Short repayment terms


minus Small loans value


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